When storms roll in, there is a chance they could damage your roof, leading to leaks, wear, and other damage. As a homeowner, you need your roof to protect your property from these issues so that you and your loved ones can stay safe and enjoy a comfortable living environment. Damage can be handled through your insurance, however, you may be unsure what to do in the event of needing your insurance. There are a few things you can do to get the ball rolling and be sure you have a complete claim.
Insurance Claim Tips
When you first notice the damage to your roof, there are two things you need to do: take photos and take notes. It is important to document everything relating to the damage, visually and with notation for when you file your claim. Look at the outside of your roof and inside of your attic for leaks, damaged materials, and holes. Take note of any damaged property as well! They may be covered under your insurance policy.
Review Your Policy
When was the last time you read through your coverage listed on your insurance policy? After signing up for insurance, many people do not review their policy information. However, knowing what is covered and what is not covered can better help you file a claim and work with your company to get your roof repaired. Take some time to read over it when you get a chance before you get started on your claim.
Get Started Filing
Once you have compiled the information and reviewed your policy, it is time to file! Use the information to best fill out your claim and speak with your adjuster to have your inspections completed. At this time you may also want to contact an expert roofer to work on your behalf with the insurance company.